Privacy Policy

The following sets forth the policies for the collection and use of personally identifiable information (“Information”) by Credit Cards Champ in connection with its operation of this website (the “Site”). Credit Cards Champ takes its obligations regarding privacy very seriously, and it wants to ensure users are fully informed about the Information they are providing to it.

Collection of Information.
In connection with the Site, Credit Cards Champ may collect Information in the following ways:

Through registration forms filled out by a user on the Site
Through Information provided by a user in connection with the purchase of products or services on the Site
Through the maintenance and analysis of Web server logs
Via e-mail sent by a user to Credit Cards Champ
Through the use by Credit Cards Champ of third-party databases from which user Information is extracted and combined with Information obtained byCredit Cards Champ through other means.
Credit Cards Champ may also collect non-personally identifiable information from users via “cookies” (small text files placed by Credit Cards Champ on user computers), single-pixel GIF image files (also called “Web beacons”), Web server log analysis and other similar technological means. Such non-personally identifiable information may be used to track site trends and enhance the user experience, and may be shared with third parties.
To the extent third parties may place advertising on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. Credit Cards Champ is not responsible for information collected by third parties in this manner, nor for the collection or use of Information by other sites to which the Site is linked.

Types of Information Collected by Credit Cards Champ.
The following types of Information about a user are among those that may be collected by Credit Cards Champ in connection with the Site:

Name
Postal address
E-mail address
Telephone number
Cellular telephone number
IP Address
Referring site
Other technical information collected by the Site’s servers.
Credit Rating
Product Interests
User Preferences
No Collection of Information from Children.
The Site is not intended for users under the age of 18, nor does Credit Cards Champ knowingly collect or retain Information in connection with the Site from children under the age of 13.

Use of Information.
Credit Cards Champ may use Information collected in connection with the Site in the following ways:
To provide requested information, products and services to users

To improve the user experience with the Site
In connection with the operation of the Site and Credit Cards Champ’s internal business
In connection with other Sites or offline businesses owned or operated by Credit Cards Champ
To contact users about products and services offered by Credit Cards Champ as well as selected third parties.
To provide to third parties for data processing in relation to services or information requested by users
To provide to third parties whose products and services have been requested by users
In order to do the foregoing, Credit Cards Champ may provide your Information to trusted third parties, including but not limited to selected third party marketers and vendors as well as third party contractors providing services to Credit Cards Champ for the operation of the Site and its business, communication services and fulfillment of orders. When you agree to the site’s Privacy Policy and Terms and Conditions, you agree to receive relevant third party emails from our websites. Credit Cards Champ will use commercially reasonable efforts to limit use of the Information by such third parties to the specific uses set forth above. Credit Cards Champ also utilizes electronic and physical security to reduce the risk of improper access to or manipulation of Information during transmission and storage, but cannot guarantee the security or integrity of the Information. Credit CardChest may also disclose Information when it determines it is necessary to comply with applicable laws or regulations or protect the interests or safety of CreditCards Champ, its customers, or other visitors to the Site. Consumers information will not be sold and shared with any third parties for any reasons not linked to processing orders.

Access to Information.
Users may modify and correct certain Information through a written request sent to Credit Cards Champ, P.O. Box 20686 Houston, Tx 77025.

Changes to this Privacy Policy.
Credit Cards Champ reserves the right to revise and update this Privacy Policy at any time. Any such revisions will be effective on the date of posting to the Site, and will apply to all information collected by Credit Cards Champ both prior to and following the effective date. Your use of the Site following any such revisions will be deemed your acceptance of such revisions. Users should periodically visit this page to review the current policies with regard to Information.

Opting Out from Offers from Credit Cards Champ
At any time, a user may opt out from receiving future offers from Credit Cards Champ by following the instructions contained within each marketing communication. Such opting out will not apply to any communications from third parties to whom Credit Cards Champ may have provided Information regarding the user. Third parties’ use of the Information is subject to such parties’ own privacy policies, for which Credit Cards Champ shall not be responsible.

Last Revised: November 6, 2014
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Terms of Use
Credit Cards Champ (the “Site(s)”) are online information services provided by Credit Cards Champ subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Credit Cards Champ MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED OR REPEATED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses, Idea Submissions and Trademarks.
The entire contents of the Site are protected by all applicable copyright and trademark laws. The owner of the copyrights and trademarks is Credit CardChest, its affiliates, successors, beneficiaries, or other third party licensors. YOU MAY NOT COPY, MODIFY, REPRODUCE, REPUBLISH, POST, UPLOAD, OR DISTRIBUTE OR TRANSMIT, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may only print and download portions of material from the different areas of the Site solely for your own non-commercial use on the condition that you agree not to change or delete any copyright or proprietary notices from the site(s). You agree to grant to Credit Cards Champ a non-exclusive, royalty-free, worldwide, perpetual license, with the right to reproduce, distribute, transmit, sub-license, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Credit Cards Champ by all means and in any media now known or hereafter developed. You also grant to Credit Cards Champ the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Credit Cards Champ for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Credit Cards Champ Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of Credit Cards Champ Other product and company names mentioned in the Site may be the trademarks of their respective owners.

2. Use of the Site and Disclaimer of all Warranties.
You understand that, except for information, products or services clearly identified as being supplied by Credit Cards Champ sites, Credit Cards Champ does not operate, control or endorse any information, products or services on the Internet in any way. Except for sites mentioned above, identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Credit Cards Champ or sites. You also understand that Credit Cards Champ cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Credit Cards Champ PROVIDES THE SITE(S) AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND CreditCards Champ SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. Credit Cards Champ DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS. Credit Cards ChampHAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

By submitting my information I also agree to receive relevant daily email from Credit Cards Champ and CreditCardCommittee. In accordance with the Telephone Consumer Protection Act (TCPA) of 1991 an amended effective Oct, 16, 2013. By entering your information and checking this message you are authorizing Live Lead Gateway, Inc the use of automated dialer and/or SMS text (std msg rates may apply) to contact you for follow up calls. You understand that consent is NOT a condition of purchase.

Credit Cards Champ makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Credit Cards Champ web site(s), please understand that it is independent from Credit Cards Champ, and that Credit Cards Champ has no control over the content on that web site. In addition, a link to a Credit Cards Champ web site does not mean that Credit Cards Champ endorses or accepts any responsibility for the content, or the use, of such web site.
3. LIMITATION OF LIABILITY.
IN NO EVENT WILL Credit Cards Champ BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Credit Cards Champ OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SITE(S). BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, Credit Cards Champ LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

4. Indemnification.
You agree to indemnify, defend and hold harmless Credit Cards Champ, its affiliates, successors, joint venturers, partners, officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including but not limited to negligent or wrongful conduct) by you or any other person accessing the Service.

5. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Credit Cards Champ and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

6. Term; Termination.
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive termination of this Agreement.

7. Miscellaneous.
This Agreement shall all be governed and construed in accordance with the laws of United States of America applicable to agreements made and to be performed in United States of America. You agree that any legal action or proceeding between Credit Cards Champ and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the State of South Dakota, United States of America Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Credit Cards Champ’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Credit Cards Champ may assign its rights and duties under this Agreement to any party at any time without notice to you.Any rights of Credit Cards Champ not expressly granted herein are reserved.

“By entering your information and checking this message you are authorizing Live Lead Gateway Inc, Brace Doctor, and My Savings Alliance the use of
automated dialer and/or SMS text (std msg rates may apply) to contact you for follow up calls. You understand that consent is NOT a condition of purchase.”

Last Updated Jan. 10, 2018

If you have any questions about this terms of use statement, please contact us at:

Credit Cards Champ
PO Box 20686
Houston, Tx 77025